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Utilities & internet

How to get a Lifeline phone or internet discount

Lifeline is the federal programme that discounts phone or internet service for low-income households. Since the Affordable Connectivity Program ended in 2024, it is the main federal discount left - and many eligible households have never applied.

7 min read Updated October 2026 Official sources linked
Quick answer

Lifeline gives one monthly discount per household on phone or internet service from a participating provider. You qualify if your income is below the programme limit or you receive Medicaid, SSI, Federal Public Housing Assistance, the Veterans Pension and Survivors Benefit or certain Tribal programmes. Apply through the FCC's National Verifier, then sign up with a participating provider.

Benefit
Monthly discount on phone or internet
Limit
One per household
Qualify through
Income limit or Medicaid, SSI, public housing and more
Apply via
FCC National Verifier
01

How it works

The short version, before the detail.

Lifeline is administered by the Universal Service Administrative Company under the Federal Communications Commission. It reduces the monthly bill for phone service, broadband, or a bundle, from participating providers. Some providers offer plans where the discount covers the full price of a basic plan, including free smartphones in some cases.

Eligibility is based either on income or on participation in another programme. Being on Medicaid, SSI, Federal Public Housing Assistance, the Veterans and Survivors Pension, or qualifying Tribal programmes makes you eligible regardless of income. Residents of Tribal lands may get an enhanced benefit.

Applications go through the National Verifier, which checks eligibility against government databases where possible. Once approved, you choose a participating provider. Some providers can start the application for you, but the eligibility decision is made by the Verifier.

Lifeline is limited to one benefit per household, not per person. A household is defined by people who live together and share income and expenses. Recertification is required each year.

The Affordable Connectivity Program, which provided a larger internet discount, stopped taking new enrolments and ended in 2024. Lifeline continues. Several internet providers also offer their own low-cost plans for households on Medicaid, SSI or public housing assistance.

Choosing a provider matters as much as qualifying. Wireless Lifeline providers often offer a basic plan with a set amount of talk, text and data that costs nothing after the discount, sometimes with a free smartphone. Wireline and broadband providers apply the discount to a home phone or internet bill instead. Coverage varies by area, so check which providers have good signal where you live before choosing.

The household rule trips many people up. If you live with others, the question is whether you share income and expenses. Adults who live at the same address but keep separate finances - room-mates, or adult children with their own income - can each be a separate Lifeline household, but you must complete a household worksheet to show it.

02

Who usually qualifies

Factors the agency looks at. Only they make the final decision.

Households with income at or below 135% of federal poverty guidelines
Households receiving Federal Public Housing Assistance
Households receiving Medicaid
Households receiving SSI
Residents of Federal Public Housing
Recipients of the Veterans and Survivors Pension
Residents of Tribal lands in qualifying Tribal programmes

Only one Lifeline benefit is allowed per household. If someone else at your address already has Lifeline, you may need to show you are a separate household.

03

How to apply, step by step

  1. Check your eligibility

    If you receive Medicaid, SSI, Federal Public Housing Assistance or Veterans Pension, you likely qualify.

  2. Apply through the National Verifier

    Online or by mail. Some providers help start the application.

  3. Provide documents if asked

    If the Verifier cannot confirm automatically, upload proof of programme participation or income.

  4. Choose a participating provider

    Compare plans - some cover the full cost of basic service.

  5. Enrol and start the discount

    The provider applies the discount to your bill.

  6. Recertify every year

    Respond to recertification notices to keep the benefit.

  7. Use the service regularly

    For free plans, use your phone or data at least once every 30 days - calls, texts or data. Lifeline rules remove benefits from lines that are not used.

04

What to have ready

Missing one item is rarely a reason to wait - start now.

  • Proof of programme participation (Medicaid, SSI or public housing letter) or
  • Proof of income (tax return, pay stubs)
  • Photo ID
  • Proof of address
  • Social Security number last four digits or Tribal ID
05

What happens after you apply

Apply
Through the National Verifier.
Verification
Often immediate if databases confirm eligibility.
Choose provider
Sign up and activate service.
Annual
Recertify to keep the benefit.
06

How it compares

Similar programmes, and which one fits which need.

ProgrammeWhat it coversBest for
LifelineMonthly discount on phone or internetKeeping connected on a low income
Provider low-income internet plansDiscounted home internetMedicaid, SSI or public housing households
Free Wi-Fi at librariesPublic internet accessShort-term or occasional needs
ACP (ended)No longer availableEnded in 2024
07

Real situations

How this plays out for people in common circumstances.

Situation 1

On Medicaid, paying full price for a phone

A man on Medicaid pays a full monthly phone bill.

Medicaid makes him eligible. He applies through the Verifier and switches to a provider whose plan is covered by the discount.

Situation 2

Lost ACP discount

A family's internet bill rose when ACP ended.

They apply for Lifeline and also ask their provider about its own low-income plan.

Situation 3

Two families at one address

Two families share a house but keep separate finances.

Each can qualify as a separate household by completing the household worksheet.

Situation 4

Senior on SSI

A retired woman on SSI wants a basic phone.

She qualifies through SSI and chooses a free-basic-plan provider.

08

What people miss

True, rarely explained, and it changes the outcome.

It is per household

Not per person.

Many plans cost nothing

Some providers cover basic service fully.

You can switch providers

Your benefit can transfer.

Recertification is mandatory

Missing it ends the discount.

Provider low-income plans are separate

You may combine with Lifeline.

09

Common reasons people get stuck

Giving your details to unofficial sites

Apply through the Verifier or known providers.

Two Lifeline benefits in one household

Not allowed.

Ignoring recertification

You will lose it.

Assuming ACP still exists

It ended in 2024.

Not comparing plans

Some offer more data.

10

How it differs by state

Lifeline is federal, but some states add their own discount or run their own verification. Provider availability varies by area. Tribal lands may receive enhanced benefits.

11

Key terms explained

The words on forms and letters, in plain English.

Lifeline
The FCC programme giving a monthly discount on phone or internet service.
National Verifier
The FCC system that checks Lifeline eligibility.
Household worksheet
A form showing you are a separate household from others at your address.
Recertification
The yearly confirmation you still qualify.
Non-usage rule
Free Lifeline lines must be used at least once every 30 days or may be removed.
12

Questions people ask

How do I apply for Lifeline?
Apply through the FCC's National Verifier online or by mail, then sign up with a participating provider.
Who qualifies for Lifeline?
Households with income below the programme limit or receiving Medicaid, SSI, Federal Public Housing Assistance, Veterans Pension and Survivors Benefit or certain Tribal programmes.
Is Lifeline free?
It is a discount; some providers' basic plans are fully covered by it.
Can I get a free phone with Lifeline?
Some providers offer free or low-cost phones with Lifeline plans.
Can I use Lifeline for internet?
Yes, Lifeline can apply to broadband.
What happened to the Affordable Connectivity Program?
ACP ended in 2024. Lifeline continues.
Can two people in my house get Lifeline?
Only one benefit per household.
Do I need to recertify Lifeline?
Yes, annually.
Can I switch Lifeline providers?
Yes.
What is the National Verifier?
The FCC system that checks Lifeline eligibility.
Can I get Lifeline if I am homeless?
Yes, with a temporary address.
Is Lifeline available on Tribal lands?
Yes, with an enhanced benefit for eligible residents.
Are there low-cost internet plans besides Lifeline?
Many providers offer low-income plans for households on Medicaid, SSI or public housing assistance.
How much is the Lifeline discount?
Lifeline provides a fixed monthly discount set by the FCC, with an enhanced amount for residents of Tribal lands. Some providers' basic plans cost nothing after the discount. Check the current amount on the FCC or USAC Lifeline site.
Can I keep my phone number with Lifeline?
Usually yes. Ask the provider about transferring your number when you sign up.
What if the National Verifier cannot confirm my eligibility?
You will be asked to upload documents such as a Medicaid or SSI letter or proof of income. Make sure the documents show your name, the programme or income, and a current date.
Does Lifeline work with prepaid phones?
Many wireless Lifeline providers offer prepaid-style plans. You must use the service at least once every 30 days or the benefit can be removed for non-usage.
Can I get Lifeline if I live in a shelter?
Yes. Shelters and group living facilities have special rules - you can use the shelter address and must show you are a separate household.
Can I get Lifeline and a provider's low-income internet plan?
Often yes. You can apply your Lifeline discount to a participating provider's low-income broadband plan, lowering the price further. Check that the provider participates in Lifeline in your area.
What happens if I move while on Lifeline?
Update your address with your provider. Lifeline is tied to your address, and some providers may not serve your new area, in which case you can transfer your benefit to a provider that does.
Is Lifeline the same as a 'free government phone'?
Free government phone usually refers to wireless Lifeline plans where the discount covers a basic service and the provider supplies a low-cost or free handset. The phone itself is provided by the company, not the government, and you must qualify for Lifeline.
13

Numbers to call

Free lines. We are not affiliated with any of them.

14

Official sources

Current figures and applications live here.

Ask For Helping Hand is a private referral service, not a government agency, and is not affiliated with any programme on this page. Rules, income limits and deadlines change and vary by state, so this guide leaves exact figures out on purpose — confirm current details with the official sources above.
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