Lifeline gives one monthly discount per household on phone or internet service from a participating provider. You qualify if your income is below the programme limit or you receive Medicaid, SSI, Federal Public Housing Assistance, the Veterans Pension and Survivors Benefit or certain Tribal programmes. Apply through the FCC's National Verifier, then sign up with a participating provider.
How it works
The short version, before the detail.
Lifeline is administered by the Universal Service Administrative Company under the Federal Communications Commission. It reduces the monthly bill for phone service, broadband, or a bundle, from participating providers. Some providers offer plans where the discount covers the full price of a basic plan, including free smartphones in some cases.
Eligibility is based either on income or on participation in another programme. Being on Medicaid, SSI, Federal Public Housing Assistance, the Veterans and Survivors Pension, or qualifying Tribal programmes makes you eligible regardless of income. Residents of Tribal lands may get an enhanced benefit.
Applications go through the National Verifier, which checks eligibility against government databases where possible. Once approved, you choose a participating provider. Some providers can start the application for you, but the eligibility decision is made by the Verifier.
Lifeline is limited to one benefit per household, not per person. A household is defined by people who live together and share income and expenses. Recertification is required each year.
The Affordable Connectivity Program, which provided a larger internet discount, stopped taking new enrolments and ended in 2024. Lifeline continues. Several internet providers also offer their own low-cost plans for households on Medicaid, SSI or public housing assistance.
Choosing a provider matters as much as qualifying. Wireless Lifeline providers often offer a basic plan with a set amount of talk, text and data that costs nothing after the discount, sometimes with a free smartphone. Wireline and broadband providers apply the discount to a home phone or internet bill instead. Coverage varies by area, so check which providers have good signal where you live before choosing.
The household rule trips many people up. If you live with others, the question is whether you share income and expenses. Adults who live at the same address but keep separate finances - room-mates, or adult children with their own income - can each be a separate Lifeline household, but you must complete a household worksheet to show it.
Who usually qualifies
Factors the agency looks at. Only they make the final decision.
Only one Lifeline benefit is allowed per household. If someone else at your address already has Lifeline, you may need to show you are a separate household.
How to apply, step by step
Check your eligibility
If you receive Medicaid, SSI, Federal Public Housing Assistance or Veterans Pension, you likely qualify.
Apply through the National Verifier
Online or by mail. Some providers help start the application.
Provide documents if asked
If the Verifier cannot confirm automatically, upload proof of programme participation or income.
Choose a participating provider
Compare plans - some cover the full cost of basic service.
Enrol and start the discount
The provider applies the discount to your bill.
Recertify every year
Respond to recertification notices to keep the benefit.
Use the service regularly
For free plans, use your phone or data at least once every 30 days - calls, texts or data. Lifeline rules remove benefits from lines that are not used.
What to have ready
Missing one item is rarely a reason to wait - start now.
- Proof of programme participation (Medicaid, SSI or public housing letter) or
- Proof of income (tax return, pay stubs)
- Photo ID
- Proof of address
- Social Security number last four digits or Tribal ID
What happens after you apply
How it compares
Similar programmes, and which one fits which need.
| Programme | What it covers | Best for |
|---|---|---|
| Lifeline | Monthly discount on phone or internet | Keeping connected on a low income |
| Provider low-income internet plans | Discounted home internet | Medicaid, SSI or public housing households |
| Free Wi-Fi at libraries | Public internet access | Short-term or occasional needs |
| ACP (ended) | No longer available | Ended in 2024 |
Real situations
How this plays out for people in common circumstances.
On Medicaid, paying full price for a phone
A man on Medicaid pays a full monthly phone bill.
Medicaid makes him eligible. He applies through the Verifier and switches to a provider whose plan is covered by the discount.
Lost ACP discount
A family's internet bill rose when ACP ended.
They apply for Lifeline and also ask their provider about its own low-income plan.
Two families at one address
Two families share a house but keep separate finances.
Each can qualify as a separate household by completing the household worksheet.
Senior on SSI
A retired woman on SSI wants a basic phone.
She qualifies through SSI and chooses a free-basic-plan provider.
What people miss
True, rarely explained, and it changes the outcome.
It is per household
Not per person.
Many plans cost nothing
Some providers cover basic service fully.
You can switch providers
Your benefit can transfer.
Recertification is mandatory
Missing it ends the discount.
Provider low-income plans are separate
You may combine with Lifeline.
Common reasons people get stuck
Giving your details to unofficial sites
Apply through the Verifier or known providers.
Two Lifeline benefits in one household
Not allowed.
Ignoring recertification
You will lose it.
Assuming ACP still exists
It ended in 2024.
Not comparing plans
Some offer more data.
How it differs by state
Lifeline is federal, but some states add their own discount or run their own verification. Provider availability varies by area. Tribal lands may receive enhanced benefits.
Key terms explained
The words on forms and letters, in plain English.
- Lifeline
- The FCC programme giving a monthly discount on phone or internet service.
- National Verifier
- The FCC system that checks Lifeline eligibility.
- Household worksheet
- A form showing you are a separate household from others at your address.
- Recertification
- The yearly confirmation you still qualify.
- Non-usage rule
- Free Lifeline lines must be used at least once every 30 days or may be removed.
Questions people ask
How do I apply for Lifeline?
Who qualifies for Lifeline?
Is Lifeline free?
Can I get a free phone with Lifeline?
Can I use Lifeline for internet?
What happened to the Affordable Connectivity Program?
Can two people in my house get Lifeline?
Do I need to recertify Lifeline?
Can I switch Lifeline providers?
What is the National Verifier?
Can I get Lifeline if I am homeless?
Is Lifeline available on Tribal lands?
Are there low-cost internet plans besides Lifeline?
How much is the Lifeline discount?
Can I keep my phone number with Lifeline?
What if the National Verifier cannot confirm my eligibility?
Does Lifeline work with prepaid phones?
Can I get Lifeline if I live in a shelter?
Can I get Lifeline and a provider's low-income internet plan?
What happens if I move while on Lifeline?
Is Lifeline the same as a 'free government phone'?
Numbers to call
Free lines. We are not affiliated with any of them.
Official sources
Current figures and applications live here.