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Utilities & internet

Low-cost internet for low-income families after ACP ended

When the Affordable Connectivity Program stopped in 2024, millions of households lost their internet discount overnight. Affordable options still exist - they are just spread across Lifeline, internet providers' own discount plans, schools, libraries and local programmes.

6 min read Updated October 2026 Official sources linked
Quick answer

For low-cost internet, check whether your internet provider runs a low-income plan for households on Medicaid, SSI, public housing or similar programmes; apply for Lifeline, which can discount home broadband; ask your child's school or the public library about free hotspots; and search your state's broadband office for local programmes. The Affordable Connectivity Program ended in 2024 and is not taking applications.

ACP
Ended in 2024
Federal discount left
Lifeline
Provider plans
Many major ISPs offer low-income tiers
Free options
Library and school hotspots, public Wi-Fi
01

How it works

The short version, before the detail.

For a few years, the Affordable Connectivity Program gave tens of millions of households a significant monthly discount on internet service. Its funding ran out and it ended in 2024. Many people still find websites telling them to apply for ACP; those are out of date, and some are scams collecting personal information.

The most widely available replacement is not government at all. Many large internet providers run their own low-income plans, typically offering a basic but usable home broadband speed at a reduced monthly price for households that participate in programmes such as Medicaid, SSI, Lifeline, Federal Public Housing Assistance or Pell Grants. These plans usually have no contract and waive installation and equipment fees. Each provider sets its own rules, so check what is offered at your address.

Lifeline, the long-standing federal programme, can be applied to home broadband as well as phone service. The monthly discount is smaller than ACP's was, but combined with a provider's low-income plan it can bring the cost down substantially. Lifeline is limited to one benefit per household and requires annual recertification.

Schools and libraries are a major resource. Many school districts lend hotspots to students who lack home internet, and a growing number of public libraries lend hotspots for weeks at a time to anyone with a library card. Libraries also offer free Wi-Fi, often reaching the car park after hours.

States received large federal broadband funds to expand access, and many state broadband offices run or list local affordability programmes, digital navigators who help people sign up, and device programmes for low-cost laptops and tablets. Community organisations and digital inclusion nonprofits also refurbish and distribute computers.

02

Who usually qualifies

Factors the agency looks at. Only they make the final decision.

Households receiving Medicaid, SSI, Lifeline, Pell Grants or housing assistance - common criteria for provider plans
Pell Grant recipients, for some provider plans
Households under income limits for Lifeline (135% of poverty guidelines)
Students without home internet, for school hotspots
Anyone with a library card, for library hotspot lending
Older adults and veterans, through some local programmes

Each provider defines its own eligibility for low-income plans. Some also require that you have not had service with them in the recent past or have no outstanding balance.

03

How to apply, step by step

  1. Find which providers serve your address

    Use the FCC's broadband map or providers' websites to see who offers service where you live.

  2. Check each provider's low-income plan

    Search the provider's name with 'low income internet'. Note speed, price, equipment fees and eligibility.

  3. Apply for Lifeline

    Use the FCC National Verifier and apply the discount to broadband with a participating provider.

  4. Ask the school about hotspots

    If you have school-age children, ask the district or school technology office.

  5. Visit the library

    Ask about hotspot lending, free Wi-Fi and computer access.

  6. Check your state broadband office

    Look for affordability programmes, digital navigators and device programmes.

  7. Get a low-cost device

    Ask digital inclusion nonprofits about refurbished computers.

04

What to have ready

Missing one item is rarely a reason to wait - start now.

  • Proof of Medicaid, SSI, Pell Grant, housing assistance or other programme participation
  • Photo ID and proof of address
  • Lifeline approval, if combining
  • Library card for hotspot lending
  • Student ID or school enrolment for school devices
05

What happens after you apply

Day 1
Check providers at your address and their low-income plans.
Apply
Provider plans often approve within days; Lifeline can be immediate.
Installation
Often within a week or two, fees frequently waived.
Annually
Recertify Lifeline and any provider plan.
06

How it compares

Similar programmes, and which one fits which need.

ProgrammeWhat it coversBest for
Provider low-income planReduced-price home broadband, fees waivedHouseholds on Medicaid, SSI, public housing
LifelineMonthly discount on phone or internetKeeping connected on a low income
Library or school hotspotFree borrowed mobile hotspotStudents, short-term needs
ACP (ended)No longer availableEnded in 2024
07

Real situations

How this plays out for people in common circumstances.

Situation 1

Lost ACP, bill doubled

A family's internet bill jumped when ACP ended.

They switch to their provider's low-income plan using their Medicaid letter, and apply Lifeline to the same service.

Situation 2

Student without home internet

A high schooler does homework at a fast-food restaurant for Wi-Fi.

The school lends a hotspot for the year.

Situation 3

Older adult needs internet for telehealth

A retired man on Medicaid needs internet for doctor's video visits.

He enrols in a provider's discounted plan and gets help setting up from a library digital navigator.

Situation 4

No device

A job seeker has internet access but no computer.

A digital inclusion nonprofit provides a refurbished laptop at low cost.

08

What people miss

True, rarely explained, and it changes the outcome.

Provider plans are the biggest option now

Most major ISPs run one.

Lifeline and provider plans can stack

Combine them where allowed.

Libraries lend hotspots

Ask at your branch.

Installation fees are often waived

On low-income plans.

Beware ACP scams

ACP ended - ignore offers to enrol.

09

Common reasons people get stuck

Applying for ACP

It has ended.

Not comparing providers

Plans differ in speed and price.

Signing contracts

Low-income plans usually have none - avoid long contracts.

Giving personal data to unknown sites

Apply directly with providers or the FCC.

Missing recertification

Benefits stop.

10

How it differs by state

Availability of providers and their plans depends on where you live. States run broadband offices with their own programmes, especially in rural areas where federal expansion funds are being used. Some cities run municipal Wi-Fi.

11

Key terms explained

The words on forms and letters, in plain English.

Lifeline
The FCC programme giving a monthly discount on phone or internet to eligible low-income households.
ACP
The Affordable Connectivity Program, an internet discount that ended in 2024.
Low-income internet plan
A discounted plan offered by an internet provider to customers in qualifying programmes.
Hotspot
A small device providing mobile internet that schools and libraries often lend.
Digital navigator
A trained helper who assists people with getting online, choosing plans and using devices.
Mbps
Megabits per second, a measure of internet speed.
12

Questions people ask

How can I get cheap internet?
Check your provider's low-income plan, apply for Lifeline, and ask your library and school about hotspots.
Is the Affordable Connectivity Program still available?
No. ACP ended in 2024.
Can I get free internet?
Some combinations of Lifeline and provider plans approach free; library and school hotspots are free.
Which internet providers have low-income plans?
Many large providers do. Search your provider's name with 'low income internet'.
Do I qualify for low-income internet with Medicaid?
Medicaid is a common qualifier for provider plans and Lifeline.
Can I use Lifeline for home internet?
Yes, with participating broadband providers.
Can I borrow a hotspot from the library?
Many libraries lend hotspots.
Can students get free internet?
Many districts lend hotspots and devices.
Are there low-cost computers for low-income families?
Digital inclusion nonprofits and some state programmes provide refurbished devices.
Is there internet help for seniors?
Provider plans, Lifeline, libraries and local digital literacy programmes.
How do I avoid internet assistance scams?
Apply only through providers, the FCC or known agencies.
Can I get help installing internet?
Digital navigators at libraries and nonprofits help with sign-up and setup.
What internet speed do I need?
For video calls, schoolwork and streaming on a few devices, a basic broadband plan is usually enough. Many low-income plans now offer speeds suitable for a family's everyday use. Ask the provider about upload speed if you work from home.
Can I get low-cost internet without a credit check?
Many low-income plans do not require a credit check or deposit. Ask the provider when you apply.
Can I get internet help if I owe my provider money?
Some providers require past balances to be resolved before enrolling, but some offer amnesty or payment plans. Ask, and compare other providers at your address.
Do low-income internet plans include a router?
Many do, with equipment fees waived or included in the price. Confirm before signing up so there are no surprise rental charges.
Can I get a free computer if I am low income?
Some nonprofits, digital inclusion programmes and state broadband initiatives provide free or low-cost refurbished computers to eligible households, students or job seekers. Ask your library, school district, or state broadband office, and be wary of offers that require payment details for a 'free' device.
13

Numbers to call

Free lines. We are not affiliated with any of them.

14

Official sources

Current figures and applications live here.

Ask For Helping Hand is a private referral service, not a government agency, and is not affiliated with any programme on this page. Rules, income limits and deadlines change and vary by state, so this guide leaves exact figures out on purpose — confirm current details with the official sources above.
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